Schuldregeling Uitgebreid: verschil tussen versies
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| Regel 1: | Regel 1: | ||
In onderstaand overzicht is rekening gehouden met correcties gedurende de looptijd van de schuldregeling: | In onderstaand overzicht is rekening gehouden met correcties gedurende de looptijd van de schuldregeling: | ||
* In Jan, April, Juli en Oktober extra inkomsten i.v.m. uitbetaling kinderbijslag, | * In Jan, April, Juli en Oktober extra inkomsten i.v.m. uitbetaling kinderbijslag (hier is in 2020 geen recht meer op), | ||
* Een extra uitgave in juni (evt. kan worden overwogen om hiervoor de reservering onvoorzien te gebruiken evenals een deel van het vakantiegeld in mei niet te besteden aan aflossing) | * Een extra uitgave in juni 2019 (evt. kan worden overwogen om hiervoor de reservering onvoorzien te gebruiken evenals een deel van het vakantiegeld in mei niet te besteden aan aflossing) | ||
* In | * In April 2020 wordt er € 100 minder uitgegeven | ||
* In Maart 2020 wordt er een korting op een schuld gegevens i.v.m. het netjes nakomen van de betalingsregeling | |||
{| class="wikitable" style="width: | {| class="wikitable" style="width: 1287px;" data-mce-style="width: 1287px;" | ||
|- | |- | ||
| style="width: 225px;" data-mce-style="width: 225px;"| | | style="width: 225px;" data-mce-style="width: 225px;"| | ||
| style="width: 73px;" data-mce-style="width: 73px;"|Jan | | style="width: 73px;" data-mce-style="width: 73px;"|Jan '19 | ||
| style="width: 70px;" data-mce-style="width: 70px;"|Feb | | style="width: 70px;" data-mce-style="width: 70px;"|Feb'19 | ||
| style="width: 49px;" data-mce-style="width: 49px;"|Mrt | | style="width: 49px;" data-mce-style="width: 49px;"|Mrt'19 | ||
| style="width: 49px;" data-mce-style="width: 49px;"|Apr | | style="width: 49px;" data-mce-style="width: 49px;"|Apr'19 | ||
| style="width: 49px;" data-mce-style="width: 49px;"|Mei | | style="width: 49px;" data-mce-style="width: 49px;"|Mei'19 | ||
| style="width: 49px;" data-mce-style="width: 49px;"|Jun | | style="width: 49px;" data-mce-style="width: 49px;"|Jun'19 | ||
| style="width: 49px;" data-mce-style="width: 49px;"|Jul | | style="width: 49px;" data-mce-style="width: 49px;"|Jul'19 | ||
| style="width: 49px;" data-mce-style="width: 49px;"|Aug | | style="width: 49px;" data-mce-style="width: 49px;"|Aug'19 | ||
| style="width: 49px;" data-mce-style="width: 49px;"|Sep | | style="width: 49px;" data-mce-style="width: 49px;"|Sep'19 | ||
| style="width: 49px;" data-mce-style="width: 49px;"|Okt | | style="width: 49px;" data-mce-style="width: 49px;"|Okt'19 | ||
| style="width: 49px;" data-mce-style="width: 49px;"|Nov | | style="width: 49px;" data-mce-style="width: 49px;"|Nov'19 | ||
| style="width: 49px;" data-mce-style="width: 49px;"|Dec | | style="width: 49px;" data-mce-style="width: 49px;"|Dec'19 | ||
| style="width: | | style="width: 56px;" data-mce-style="width: 56px;"|Jan '20 | ||
| style="width: | | style="width: 42px;" data-mce-style="width: 42px;"|Feb'20 | ||
| style="width: 58px;" data-mce-style="width: 58px;"|Mrt | | style="width: 58px;" data-mce-style="width: 58px;"|Mrt'20 | ||
| style="width: | | style="width: 56px;" data-mce-style="width: 56px;"|Apr'20 | ||
|- | |- | ||
| style="width: 225px;" data-mce-style="width: 225px;"|Correctie niet maandelijkse inkomsten | | style="width: 225px;" data-mce-style="width: 225px;"|Correctie niet maandelijkse inkomsten | ||
| Regel 38: | Regel 39: | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | ||
| style="width: | | style="width: 56px; text-align: right;" data-mce-style="width: 56px; text-align: right;"| | ||
| style="width: | | style="width: 42px; text-align: right;" data-mce-style="width: 42px; text-align: right;"| | ||
| style="width: 58px; text-align: right;" data-mce-style="width: 58px; text-align: right;"| | | style="width: 58px; text-align: right;" data-mce-style="width: 58px; text-align: right;"| | ||
| style="width: | | style="width: 56px; text-align: right;" data-mce-style="width: 56px; text-align: right;"| | ||
|- | |- | ||
| style="width: 225px;" data-mce-style="width: 225px;"|Correctie niet maandelijkse uitgaven | | style="width: 225px;" data-mce-style="width: 225px;"|Correctie niet maandelijkse uitgaven | ||
| Regel 56: | Regel 57: | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | ||
| style="width: | | style="width: 56px; text-align: right;" data-mce-style="width: 56px; text-align: right;"| | ||
| style="width: | | style="width: 42px; text-align: right;" data-mce-style="width: 42px; text-align: right;"| | ||
| style="width: 58px; text-align: right;" data-mce-style="width: 58px; text-align: right;"| | | style="width: 58px; text-align: right;" data-mce-style="width: 58px; text-align: right;"| | ||
| style="width: | | style="width: 56px; text-align: right;" data-mce-style="width: 56px; text-align: right;"|<span style="color: rgb(255, 0, 0);" data-mce-style="color: #ff0000;">- € 100</span> | ||
|- | |- | ||
| style="width: 225px;" data-mce-style="width: 225px;"|Correctie schulden | | style="width: 225px;" data-mce-style="width: 225px;"|Correctie schulden | ||
| Regel 74: | Regel 75: | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | ||
| style="width: | | style="width: 56px; text-align: right;" data-mce-style="width: 56px; text-align: right;"| | ||
| style="width: | | style="width: 42px; text-align: right;" data-mce-style="width: 42px; text-align: right;"| | ||
| style="width: 58px; text-align: right;" data-mce-style="width: 58px; text-align: right;"|-€ 100 | | style="width: 58px; text-align: right;" data-mce-style="width: 58px; text-align: right;"|<span style="color: rgb(255, 0, 0);" data-mce-style="color: #ff0000;">-€ 100</span> | ||
| style="width: | | style="width: 56px; text-align: right;" data-mce-style="width: 56px; text-align: right;"| | ||
|- | |- | ||
| style="width: 225px;" data-mce-style="width: 225px;"|Inkomsten | | style="width: 225px;" data-mce-style="width: 225px;"|Inkomsten | ||
| Regel 92: | Regel 93: | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€2.650 | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€2.650 | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€2.650 | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€2.650 | ||
| style="width: | | style="width: 56px; text-align: right;" data-mce-style="width: 56px; text-align: right;"|€2.650 | ||
| style="width: | | style="width: 42px; text-align: right;" data-mce-style="width: 42px; text-align: right;"|€2.650 | ||
| style="width: 58px; text-align: right;" data-mce-style="width: 58px; text-align: right;"|€2.650 | | style="width: 58px; text-align: right;" data-mce-style="width: 58px; text-align: right;"|€2.650 | ||
| style="width: | | style="width: 56px; text-align: right;" data-mce-style="width: 56px; text-align: right;"|€2.650 | ||
|- | |- | ||
| style="width: 225px;" data-mce-style="width: 225px;"|Uitgaven | | style="width: 225px;" data-mce-style="width: 225px;"|Uitgaven | ||
| Regel 110: | Regel 111: | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€2.445 | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€2.445 | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€2.445 | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€2.445 | ||
| style="width: | | style="width: 56px; text-align: right;" data-mce-style="width: 56px; text-align: right;"|€2.445 | ||
| style="width: | | style="width: 42px; text-align: right;" data-mce-style="width: 42px; text-align: right;"|€2.445 | ||
| style="width: 58px; text-align: right;" data-mce-style="width: 58px; text-align: right;"|€2.445 | | style="width: 58px; text-align: right;" data-mce-style="width: 58px; text-align: right;"|€2.445 | ||
| style="width: | | style="width: 56px; text-align: right;" data-mce-style="width: 56px; text-align: right;"|€2.345 | ||
|- | |- | ||
| style="width: 225px;" data-mce-style="width: 225px;"|Afloscapaciteit | | style="width: 225px;" data-mce-style="width: 225px;"|Afloscapaciteit | ||
| Regel 128: | Regel 129: | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€205 | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€205 | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€205 | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€205 | ||
| style="width: | | style="width: 56px; text-align: right;" data-mce-style="width: 56px; text-align: right;"|€205 | ||
| style="width: | | style="width: 42px; text-align: right;" data-mce-style="width: 42px; text-align: right;"|€205 | ||
| style="width: 58px; text-align: right;" data-mce-style="width: 58px; text-align: right;"|€205 | | style="width: 58px; text-align: right;" data-mce-style="width: 58px; text-align: right;"|€205 | ||
| style="width: | | style="width: 56px; text-align: right;" data-mce-style="width: 56px; text-align: right;"|€305 | ||
|- | |- | ||
| style="width: 225px;" data-mce-style="width: 225px;"|Schuldsaldo | | style="width: 225px;" data-mce-style="width: 225px;"|Schuldsaldo | ||
| Regel 146: | Regel 147: | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€1.000 | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€1.000 | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€795 | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€795 | ||
| style="width: | | style="width: 56px; text-align: right;" data-mce-style="width: 56px; text-align: right;"|€590 | ||
| style="width: | | style="width: 42px; text-align: right;" data-mce-style="width: 42px; text-align: right;"|€385 | ||
| style="width: 58px; text-align: right;" data-mce-style="width: 58px; text-align: right;"|€80 | | style="width: 58px; text-align: right;" data-mce-style="width: 58px; text-align: right;"|€80 | ||
| style="width: | | style="width: 56px; text-align: right;" data-mce-style="width: 56px; text-align: right;"|€0 | ||
|- | |- | ||
| style="width: 225px;" data-mce-style="width: 225px;"|Reservering onvoorzien | | style="width: 225px;" data-mce-style="width: 225px;"|Reservering onvoorzien | ||
| Regel 164: | Regel 165: | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€1.100 | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€1.100 | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€1.200 | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€1.200 | ||
| style="width: | | style="width: 56px; text-align: right;" data-mce-style="width: 56px; text-align: right;"|€1.300 | ||
| style="width: | | style="width: 42px; text-align: right;" data-mce-style="width: 42px; text-align: right;"|€1.400 | ||
| style="width: 58px; text-align: right;" data-mce-style="width: 58px; text-align: right;"|€1.500 | | style="width: 58px; text-align: right;" data-mce-style="width: 58px; text-align: right;"|€1.500 | ||
| style="width: | | style="width: 56px; text-align: right;" data-mce-style="width: 56px; text-align: right;"|€1.825 | ||
|} | |} | ||
Versie van 14 aug 2019 21:56
In onderstaand overzicht is rekening gehouden met correcties gedurende de looptijd van de schuldregeling:
- In Jan, April, Juli en Oktober extra inkomsten i.v.m. uitbetaling kinderbijslag (hier is in 2020 geen recht meer op),
- Een extra uitgave in juni 2019 (evt. kan worden overwogen om hiervoor de reservering onvoorzien te gebruiken evenals een deel van het vakantiegeld in mei niet te besteden aan aflossing)
- In April 2020 wordt er € 100 minder uitgegeven
- In Maart 2020 wordt er een korting op een schuld gegevens i.v.m. het netjes nakomen van de betalingsregeling
| Jan '19 | Feb'19 | Mrt'19 | Apr'19 | Mei'19 | Jun'19 | Jul'19 | Aug'19 | Sep'19 | Okt'19 | Nov'19 | Dec'19 | Jan '20 | Feb'20 | Mrt'20 | Apr'20 | |
| Correctie niet maandelijkse inkomsten | €200 | €200 | €2.650 | €200 | €200 | |||||||||||
| Correctie niet maandelijkse uitgaven | €800 | - € 100 | ||||||||||||||
| Correctie schulden | -€ 100 | |||||||||||||||
| Inkomsten | €2.650 | €2.650 | €2.650 | €2.650 | €2.650 | €2.650 | €2.650 | €2.650 | €2.650 | €2.650 | €2.650 | €2.650 | €2.650 | €2.650 | €2.650 | €2.650 |
| Uitgaven | €2.445 | €2.445 | €2.445 | €2.445 | €2.445 | €2.445 | €2.445 | €2.445 | €2.445 | €2.445 | €2.445 | €2.445 | €2.445 | €2.445 | €2.445 | €2.345 |
| Afloscapaciteit | €405 | €205 | €205 | €405 | €2.855 | -€595 | €405 | €205 | €205 | €405 | €205 | €205 | €205 | €205 | €205 | €305 |
| Schuldsaldo | €5.500 | €5.295 | €5.090 | €4.685 | €1.830 | €2.425 | €2.020 | €1.815 | €1.610 | €1.205 | €1.000 | €795 | €590 | €385 | €80 | €0 |
| Reservering onvoorzien | €100 | €200 | €300 | €400 | €500 | €600 | €700 | €800 | €900 | €1.000 | €1.100 | €1.200 | €1.300 | €1.400 | €1.500 | €1.825 |
Een excel versie voor eigen gebruik kun je hier vinden.
Zie ook:Budgetplan, Schuldenoverzicht en Schuldregeling