Schuldregeling Uitgebreid: verschil tussen versies
| (19 tussenliggende versies door 2 gebruikers niet weergegeven) | |||
| Regel 1: | Regel 1: | ||
In onderstaand overzicht is rekening gehouden met correcties gedurende de looptijd van de | In onderstaand overzicht is rekening gehouden met correcties gedurende de looptijd van de schuldregeling/financieel plan: | ||
* In Jan, April, Juli en Oktober uitbetaling kinderbijslag, | * In Jan, April, Juli en Oktober 2020 extra inkomsten i.v.m. uitbetaling kinderbijslag (<span style="color: rgb(0, 128, 0);" data-mce-style="color: #008000;">€ 200</span>) (hier is in 2020 geen recht meer op), | ||
* | * In Mei 2020 wordt het vakantiegeld uitbetaald (<span style="color: rgb(255, 153, 0);" data-mce-style="color: #ff9900;">€2.650</span>) | ||
* In | * In juni 2020 is er een extra uitgave i.v.m. onderhoud aan de auto (<span style="color: rgb(153, 51, 102);" data-mce-style="color: #993366;">€800</span>)<br /> | ||
* In Maart 2020 wordt er een korting op een schuld gegeven (<span style="color: rgb(255, 0, 0);" data-mce-style="color: #ff0000;">-€100</span>) | |||
* In April 2020 wordt er € 100 minder uitgegeven (<span style="color: rgb(0, 0, 128);" data-mce-style="color: #000080;">- €100</span>) | |||
{| class="wikitable" style="width: | {| class="wikitable" style="width: 1287px;" data-mce-style="width: 1287px;" | ||
|- | |- | ||
| style="width: 225px;" data-mce-style="width: 225px;"| | | style="width: 225px;" data-mce-style="width: 225px;"| | ||
| style="width: 73px;" data-mce-style="width: 73px;"|Jan | | style="width: 73px;" data-mce-style="width: 73px;"|Jan '19 | ||
| style="width: 70px;" data-mce-style="width: 70px;"|Feb | | style="width: 70px;" data-mce-style="width: 70px;"|Feb'19 | ||
| style="width: 49px;" data-mce-style="width: 49px;"|Mrt | | style="width: 49px;" data-mce-style="width: 49px;"|Mrt'19 | ||
| style="width: 49px;" data-mce-style="width: 49px;"|Apr | | style="width: 49px;" data-mce-style="width: 49px;"|Apr'19 | ||
| style="width: 49px;" data-mce-style="width: 49px;"|Mei | | style="width: 49px;" data-mce-style="width: 49px;"|Mei'19 | ||
| style="width: 49px;" data-mce-style="width: 49px;"|Jun | | style="width: 49px;" data-mce-style="width: 49px;"|Jun'19 | ||
| style="width: 49px;" data-mce-style="width: 49px;"|Jul | | style="width: 49px;" data-mce-style="width: 49px;"|Jul'19 | ||
| style="width: 49px;" data-mce-style="width: 49px;"|Aug | | style="width: 49px;" data-mce-style="width: 49px;"|Aug'19 | ||
| style="width: 49px;" data-mce-style="width: 49px;"|Sep | | style="width: 49px;" data-mce-style="width: 49px;"|Sep'19 | ||
| style="width: 49px;" data-mce-style="width: 49px;"|Okt | | style="width: 49px;" data-mce-style="width: 49px;"|Okt'19 | ||
| style="width: 49px;" data-mce-style="width: 49px;"|Nov | | style="width: 49px;" data-mce-style="width: 49px;"|Nov'19 | ||
| style="width: 49px;" data-mce-style="width: 49px;"|Dec | | style="width: 49px;" data-mce-style="width: 49px;"|Dec'19 | ||
| style="width: | | style="width: 56px;" data-mce-style="width: 56px;"|Jan '20 | ||
| style="width: | | style="width: 42px;" data-mce-style="width: 42px;"|Feb'20 | ||
| style="width: 58px;" data-mce-style="width: 58px;"|Mrt | | style="width: 58px;" data-mce-style="width: 58px;"|Mrt'20 | ||
| style="width: | | style="width: 56px;" data-mce-style="width: 56px;"|Apr'20 | ||
|- | |- | ||
| style="width: 225px;" data-mce-style="width: 225px;"|Correctie niet maandelijkse inkomsten | | style="width: 225px;" data-mce-style="width: 225px;"|Correctie niet maandelijkse inkomsten | ||
| style="width: 73px; text-align: right;" data-mce-style="width: 73px; text-align: right;"|€200 | | style="width: 73px; text-align: right;" data-mce-style="width: 73px; text-align: right;"|<span style="color: rgb(0, 128, 0);" data-mce-style="color: #008000;">€200</span> | ||
| style="width: 70px; text-align: right;" data-mce-style="width: 70px; text-align: right;"| | | style="width: 70px; text-align: right;" data-mce-style="width: 70px; text-align: right;"| | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|<span style="color: rgb(0, 128, 0);" data-mce-style="color: #008000;">€200</span> | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|<span style="color: rgb(255, 153, 0);" data-mce-style="color: #ff9900;">€2.650</span> | |||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | |||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€200 | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|<span style="color: rgb(0, 128, 0);" data-mce-style="color: #008000;">€200</span> | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|<span style="color: rgb(0, 128, 0);" data-mce-style="color: #008000;">€200</span> | |||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | ||
| style="width: 56px; text-align: right;" data-mce-style="width: 56px; text-align: right;"| | |||
| style="width: 42px; text-align: right;" data-mce-style="width: 42px; text-align: right;"| | |||
| style="width: 58px; text-align: right;" data-mce-style="width: 58px; text-align: right;"| | | style="width: 58px; text-align: right;" data-mce-style="width: 58px; text-align: right;"| | ||
| style="width: | | style="width: 56px; text-align: right;" data-mce-style="width: 56px; text-align: right;"| | ||
|- | |- | ||
| style="width: 225px;" data-mce-style="width: 225px;"|Correctie niet maandelijkse uitgaven | | style="width: 225px;" data-mce-style="width: 225px;"|Correctie niet maandelijkse uitgaven | ||
| Regel 49: | Regel 51: | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|<span style="color: rgb(153, 51, 102);" data-mce-style="color: #993366;">€800</span> | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | ||
| Regel 58: | Regel 58: | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | ||
| style="width: 56px; text-align: right;" data-mce-style="width: 56px; text-align: right;"| | |||
| style="width: 42px; text-align: right;" data-mce-style="width: 42px; text-align: right;"| | |||
| style="width: 58px; text-align: right;" data-mce-style="width: 58px; text-align: right;"| | | style="width: 58px; text-align: right;" data-mce-style="width: 58px; text-align: right;"| | ||
| style="width: | | style="width: 56px; text-align: right;" data-mce-style="width: 56px; text-align: right;"|<span style="color: rgb(0, 0, 128);" data-mce-style="color: #000080;">- €100</span> | ||
|- | |- | ||
| style="width: 225px;" data-mce-style="width: 225px;"|Correctie | | style="width: 225px;" data-mce-style="width: 225px;"|Correctie op afgesproken aflossing | ||
| style="width: 73px; text-align: right;" data-mce-style="width: 73px; text-align: right;"| | | style="width: 73px; text-align: right;" data-mce-style="width: 73px; text-align: right;"| | ||
| style="width: 70px; text-align: right;" data-mce-style="width: 70px; text-align: right;"| | | style="width: 70px; text-align: right;" data-mce-style="width: 70px; text-align: right;"| | ||
| Regel 74: | Regel 76: | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"| | ||
| style="width: | | style="width: 56px; text-align: right;" data-mce-style="width: 56px; text-align: right;"| | ||
| style="width: | | style="width: 42px; text-align: right;" data-mce-style="width: 42px; text-align: right;"| | ||
| style="width: 58px; text-align: right;" data-mce-style="width: 58px; text-align: right;"|- | | style="width: 58px; text-align: right;" data-mce-style="width: 58px; text-align: right;"|<span style="color: rgb(255, 0, 0);" data-mce-style="color: #ff0000;">-€100</span> | ||
| style="width: | | style="width: 56px; text-align: right;" data-mce-style="width: 56px; text-align: right;"| | ||
|- | |- | ||
| style="width: 225px;" data-mce-style="width: 225px;"|Inkomsten | | style="width: 225px;" data-mce-style="width: 225px;"|Inkomsten | ||
| style="width: 73px; text-align: right;" data-mce-style="width: 73px; text-align: right;"|€2. | | style="width: 73px; text-align: right;" data-mce-style="width: 73px; text-align: right;"|€2.850 | ||
| style="width: 70px; text-align: right;" data-mce-style="width: 70px; text-align: right;"|€2.650 | | style="width: 70px; text-align: right;" data-mce-style="width: 70px; text-align: right;"|€2.650 | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€2.650 | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€2.650 | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€2.850 | |||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€5.300 | |||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€2.650 | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€2.650 | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€2.850 | |||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€2.650 | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€2.650 | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€2.650 | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€2.650 | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€2.850 | |||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€2.650 | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€2.650 | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€2.650 | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€2.650 | ||
| style="width: | | style="width: 56px; text-align: right;" data-mce-style="width: 56px; text-align: right;"|€2.650 | ||
| style="width: | | style="width: 42px; text-align: right;" data-mce-style="width: 42px; text-align: right;"|€2.650 | ||
| style="width: 58px; text-align: right;" data-mce-style="width: 58px; text-align: right;"|€2.650 | | style="width: 58px; text-align: right;" data-mce-style="width: 58px; text-align: right;"|€2.650 | ||
| style="width: | | style="width: 56px; text-align: right;" data-mce-style="width: 56px; text-align: right;"|€2.650 | ||
|- | |- | ||
| style="width: 225px;" data-mce-style="width: 225px;"|Uitgaven | | style="width: 225px;" data-mce-style="width: 225px;"|Uitgaven | ||
| Regel 103: | Regel 105: | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€2.445 | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€2.445 | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€2.445 | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€2.445 | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€3.245 | |||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€2.445 | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€2.445 | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€2.445 | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€2.445 | ||
| Regel 109: | Regel 112: | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€2.445 | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€2.445 | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€2.445 | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€2.445 | ||
| style="width: | | style="width: 56px; text-align: right;" data-mce-style="width: 56px; text-align: right;"|€2.445 | ||
| style="width: | | style="width: 42px; text-align: right;" data-mce-style="width: 42px; text-align: right;"|€2.445 | ||
| style="width: 58px; text-align: right;" data-mce-style="width: 58px; text-align: right;"|€2.445 | | style="width: 58px; text-align: right;" data-mce-style="width: 58px; text-align: right;"|€2.445 | ||
| style="width: | | style="width: 56px; text-align: right;" data-mce-style="width: 56px; text-align: right;"|€2.345 | ||
|- | |- | ||
| style="width: 225px;" data-mce-style="width: 225px;"|Afloscapaciteit | | style="width: 225px;" data-mce-style="width: 225px;"|Afloscapaciteit | ||
| Regel 128: | Regel 130: | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€205 | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€205 | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€205 | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€205 | ||
| style="width: | | style="width: 56px; text-align: right;" data-mce-style="width: 56px; text-align: right;"|€205 | ||
| style="width: | | style="width: 42px; text-align: right;" data-mce-style="width: 42px; text-align: right;"|€205 | ||
| style="width: 58px; text-align: right;" data-mce-style="width: 58px; text-align: right;"|€205 | | style="width: 58px; text-align: right;" data-mce-style="width: 58px; text-align: right;"|€205 | ||
| style="width: | | style="width: 56px; text-align: right;" data-mce-style="width: 56px; text-align: right;"|€305 | ||
|- | |- | ||
| style="width: 225px;" data-mce-style="width: 225px;"|Schuldsaldo | | style="width: 225px;" data-mce-style="width: 225px;"|Schuldsaldo | ||
| Regel 146: | Regel 148: | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€1.000 | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€1.000 | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€795 | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€795 | ||
| style="width: | | style="width: 56px; text-align: right;" data-mce-style="width: 56px; text-align: right;"|€590 | ||
| style="width: | | style="width: 42px; text-align: right;" data-mce-style="width: 42px; text-align: right;"|€385 | ||
| style="width: 58px; text-align: right;" data-mce-style="width: 58px; text-align: right;"|€80 | | style="width: 58px; text-align: right;" data-mce-style="width: 58px; text-align: right;"|€80 | ||
| style="width: | | style="width: 56px; text-align: right;" data-mce-style="width: 56px; text-align: right;"|€0 | ||
|- | |- | ||
| style="width: 225px;" data-mce-style="width: 225px;"|Reservering onvoorzien | | style="width: 225px;" data-mce-style="width: 225px;"|Reservering onvoorzien | ||
| Regel 164: | Regel 166: | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€1.100 | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€1.100 | ||
| style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€1.200 | | style="width: 49px; text-align: right;" data-mce-style="width: 49px; text-align: right;"|€1.200 | ||
| style="width: | | style="width: 56px; text-align: right;" data-mce-style="width: 56px; text-align: right;"|€1.300 | ||
| style="width: | | style="width: 42px; text-align: right;" data-mce-style="width: 42px; text-align: right;"|€1.400 | ||
| style="width: 58px; text-align: right;" data-mce-style="width: 58px; text-align: right;"|€1.500 | | style="width: 58px; text-align: right;" data-mce-style="width: 58px; text-align: right;"|€1.500 | ||
| style="width: | | style="width: 56px; text-align: right;" data-mce-style="width: 56px; text-align: right;"|€1.825 | ||
|} | |} | ||
In de [http://www.schuldhulphulp.nl/wiki2/supportfiles/BSSplan.xlsx excel versie] voor eigen gebruik kun je voor je client zelf ook deze correcties doorvoeren. Uitleg erover kun je [[Excelsheet voor eigen gebruik|hier]] vinden. | |||
Zie ook: [[Budgetplan]], [[Schuldenoverzicht]], [[Overzicht van het vaste lasten schema |Vaste Lasten Schema ]] en [[Schuldregeling]] | |||
Huidige versie van 13 dec 2020 om 11:06
In onderstaand overzicht is rekening gehouden met correcties gedurende de looptijd van de schuldregeling/financieel plan:
- In Jan, April, Juli en Oktober 2020 extra inkomsten i.v.m. uitbetaling kinderbijslag (€ 200) (hier is in 2020 geen recht meer op),
- In Mei 2020 wordt het vakantiegeld uitbetaald (€2.650)
- In juni 2020 is er een extra uitgave i.v.m. onderhoud aan de auto (€800)
- In Maart 2020 wordt er een korting op een schuld gegeven (-€100)
- In April 2020 wordt er € 100 minder uitgegeven (- €100)
| Jan '19 | Feb'19 | Mrt'19 | Apr'19 | Mei'19 | Jun'19 | Jul'19 | Aug'19 | Sep'19 | Okt'19 | Nov'19 | Dec'19 | Jan '20 | Feb'20 | Mrt'20 | Apr'20 | |
| Correctie niet maandelijkse inkomsten | €200 | €200 | €2.650 | €200 | €200 | |||||||||||
| Correctie niet maandelijkse uitgaven | €800 | - €100 | ||||||||||||||
| Correctie op afgesproken aflossing | -€100 | |||||||||||||||
| Inkomsten | €2.850 | €2.650 | €2.650 | €2.850 | €5.300 | €2.650 | €2.850 | €2.650 | €2.650 | €2.850 | €2.650 | €2.650 | €2.650 | €2.650 | €2.650 | €2.650 |
| Uitgaven | €2.445 | €2.445 | €2.445 | €2.445 | €2.445 | €3.245 | €2.445 | €2.445 | €2.445 | €2.445 | €2.445 | €2.445 | €2.445 | €2.445 | €2.445 | €2.345 |
| Afloscapaciteit | €405 | €205 | €205 | €405 | €2.855 | -€595 | €405 | €205 | €205 | €405 | €205 | €205 | €205 | €205 | €205 | €305 |
| Schuldsaldo | €5.500 | €5.295 | €5.090 | €4.685 | €1.830 | €2.425 | €2.020 | €1.815 | €1.610 | €1.205 | €1.000 | €795 | €590 | €385 | €80 | €0 |
| Reservering onvoorzien | €100 | €200 | €300 | €400 | €500 | €600 | €700 | €800 | €900 | €1.000 | €1.100 | €1.200 | €1.300 | €1.400 | €1.500 | €1.825 |
In de excel versie voor eigen gebruik kun je voor je client zelf ook deze correcties doorvoeren. Uitleg erover kun je hier vinden.
Zie ook: Budgetplan, Schuldenoverzicht, Vaste Lasten Schema en Schuldregeling